This Privacy Policy describes how LoanHai ("we," "us," or "our") collects, uses, shares, and protects the personal information of individuals ("you" or "your") who use our services. LoanHai operates as a loan service intermediary, connecting clients with loan agents or banks, and does not provide monetary loans directly. Please read this Privacy Policy carefully to understand our practices regarding your personal information.
1. Personal Information
When you use our services, we may collect personal information such as your name, contact details (including email address, phone number, and address), date of birth, Social Security number or national ID, financial information, employment details, and any other information necessary to process your loan application.
2. Usage Information
We collect information about how you interact with our website, including your IP address, browser type, device information, pages visited, and other usage data.
Cookies and Similar Technologies: We use cookies and similar technologies to enhance your experience, track usage patterns, and gather information about your preferences. You can manage cookie preferences through your browser settings.
3. How We Use Your Information
a. Loan Processing
We use your personal information to facilitate the loan application process, connect you with suitable loan agents or banks, and assist in completing necessary documentation.
b. Communication
We may use your contact information to communicate with you about your loan application, provide updates, and send promotional offers or relevant information.
4. Information Sharing
a. Third-Party Partners
We may share your personal information with trusted third-party partners, including loan agents, banks, credit bureaus, and service providers, solely for the purpose of processing your loan application and providing related services.
b. Legal Compliance
We may disclose your information if required by law or to protect our rights, property, or safety, or that of others.
5. Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
6. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with their information, please contact us to request its deletion. Changes to this Privacy Policy.
We reserve the right to update or modify this Privacy Policy at any time. We will notify you of significant changes through email or by posting a notice on our website. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our practices, please contact us at info@loanhai.in
By using our services, you agree to the terms outlined in this Privacy Policy. This policy is effective as of [18-05-2024] and applies to all users of LoanHai's services.