Securing a Personal Loan
A personal loan is a type of loan that allows individuals to borrow money for various purposes, such as debt consolidation, home improvements, or unexpected expenses, with fixed interest rates and repayment terms.
Apply for a Personal Loan in 3 easy steps
Check eligibility click to apply now and provide your details
Discover your eligibility effortlessly and choose from a variety of personalized personal loan plans. Our streamlined process ensures convenience and efficiency, allowing you to access the right financial solution that meets your specific requirements.
With transparent terms and competitive rates, we make it easy for you to make informed decisions. Experience hassle-free application and swift approval, ensuring quick access to the funds you need. Take control of your financial future with our accessible loan options tailored just for you.
Upload KYC Documents
Streamline your loan application with ease by uploading your KYC documents online. Our convenient process ensures quick verification, allowing you to access personalized loan plans tailored to your needs.
Say goodbye to lengthy paperwork and enjoy a hassle-free experience as you unlock financial solutions designed to empower your aspirations. Get started today and take the first step towards achieving your financial goals with confidence and efficiency.
Get your money
Verify your eligibility, choose a personalized personal loan plan, and seamlessly upload your KYC documents. Following this process, experience the efficiency of quick verification and approval, enabling you to access your funds promptly.
Say goodbye to delays and paperwork hassles; our streamlined approach ensures you get the money you need without unnecessary delays. Take control of your financial goals today with our straightforward and efficient loan disbursement process.
Things To Know
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Eliginility Criteria
Are you eligible for a personal loan?
To be eligible to get a personal loan from LoanHai, you should fulfil the
following eligibility criteria
- Resident of India
- Age: 18 years to 60 years
- Employment Type: Salaried and Self-employed
Documets Required
Which documents are required to get a personal loan?
To get a personal loan instantly, you should keep some documents handy before
you start applying.
- Proof of Identity
PAN Card & Selfie - Proof of Address
Aadhaar card, Voter ID, Passport or Driving License - Proof of Income
Net-Banking or last 3 months bank e-statements
Credit Score
What is a good credit score required to get a personal loan?
Have you ever
been to a bank for a personal loan and got rejected because your credit score was
low? Yeah, we get you! Credit Score is a 3-digit number on which banks and NBFCs
(Non Banking Financial Corporations, such as loan and insurance companies,
co-operative banks, stock broking firms, etc.) evaluate your capacity to pay the
loan on time.
| Range | Grade |
|---|---|
| 0 or -1 | No Credit History |
| 300 - 550 | Bad |
| 551 - 649 | Poor |
| 650 - 699 | Fair |
| 700 - 749 | Good |
| 750 and above | Excellent |